- Male Spouse 101
- Military Life
- Military Marriages
I am Roland Burton.....ok, so I'm not "actually" Roland Burton, but if you watch the show "Army Wives", then you are familiar with the lone male military spouse. I've been married to a Soldier since 2006 and that is exactly how I've felt throughout the years. I've only met one other male military spouse during this time, but I have connected with a few wonderful female military spouses over the years that have accepted me with open arms and made the transition from duty station to duty station much easier. We have two beautiful girls and we love the military life. My name is Dee and I am a "Real Life Roland".
Whatever your Winter Holiday tradition, now is the time when many cultures have historically livened up the dark days of winter (in the Northern Hemisphere) with celebrations of community, charity, and gift-giving*. Going into debt, however, should not be a part of your tradition.
How much should you spend on Christmas?
I'm big on using percentages when budgeting. Except for the really, really poor or really, really rich, it makes sense to me that if Martha gets paid 50% more than George, then Martha can spend 50% more than George. That generally goes for housing, cars, or Christmas presents. In other words, don't try to “keep up with the Joneses,” especially if you get paid less than the Joneses. That's the idea behind the 60% Budget: keep regular, monthly expenses down to 60% of your gross income, so you can save 10% each towards retirement, long-term savings, and short-term savings; the last 10% is 'fun money' for Starbucks, beer, wine, pizza, McDonald's, toys, etc. Ideally throughout the year you've saved up enough in your short-term savings to pay for Christmas, even after you've paid for oil changes, shoes for the kids, and a trip to the beach over the summer.
You're inside the store, so now what? With more stores providing more beers to choose from the task of beer shopping often leads to a paradox of choice for shoppers.
I believe going beer shopping should be a joyous occasion especially with the growing selection due to the surge of craft breweries in the U.S. Even if you are a naysayer that claims “I don't like beer” there is most likely an offering that will pleasantly surprise you.
However, the increased selection has also led to some confusion for consumers. For example, I often get asked how to select “good” beer by friends and even other shoppers.