Macho Money "What Worked For Me" videos are a series of short videos that highlight some financial successes people have accomplished. These quick interviews are not from Certified Financial Planners, bankers, or any other type of sophisticated financial gurus...they are normal, hard-working people who made some smart decisions with their money. In this video, Julie Finlay shares why she is looking at a potential early retirement. If you've already seen Alan's video, we think you'll start to notice a patern.
Learning the support role as a male military spouse was very, VERY difficult for me. When I look back, I point to my pride and immaturity as major factors in my slow learning and acceptance of the role.
I changed over time, but time did not change me. I had to continuously choose to "fall back" and develop this as a way of thinking. That's not an easy thing to do when you're an aggressive, no-nonsense dude like me. Faith in Christ is what changed my mind and changed me, allowing me see that love requires that I demonstrate what it is to be my wife's support in a sacrificial manner.
Here is something for Valentine's Day - a re-post of one of my blog entries about demonstrating my love and support for my wife after a difficult week.
Job hunters know LinkedIn as the social network that caters primarily to job seekers and recruiters. Users create professional profiles and highlight job experience, internships and educational achievements. Yet there is more to leveraging the power of LinkedIn than merely creating a profile.
Be short and to the point. Make it easy for recruiters and potential employers to scan your background by providing a summary that features keywords. Leave out anecdotes. Instead, focus on highlights and achievements that are of interest to someone looking to hire you for your desired position. If you are at a loss for words and phrases, look at the job descriptions recruiters currently use to advertise available positions. Use some of these same keyword phrases.
Are you serious?!? WHY should you vote? I'll tell you why!
Old Fart here, with rant number 3. Ok, rant number 2 wasn't so much of a rant as it was a back to basics teaching on OPSEC. Now, I want to get-in-yer-face yell-ya-down to all you who don't think voting means anything!
Cleaning your rifle barrel regularly is as important as changing the oil in your vehicle. Without proper cleaning, the rifle will not perform optimally and can become damaged.Â Always check twice to ensure the rifle is unloaded before starting.
What You Will Need:
Some old toothbrushes and utility brushes
Bore brush to match rifle caliber
Bore cleaner or solvent
Rifle barrel cleaning rod and slotted end
Bent cleaning brush for rifles lacking easy breech-end access
A CEO is that one person who embodies the entirety of the business they represent. They internalize everything about the business and then direct their energy and effort into making good decisions that (hopefully) fall in line with strategies designed to grow the business into profitability.
What makes an Entrepreneurial CEO so special is their humble starting point. While CEOs of existing companies have resources, a staff, and money to operationalize their actions, an Entrepreneurial CEO typically has none of that. You are the resource. You set the framework from which to organize, then layout the business' milestones and timelines in pursue of the desired end state. You also have the challenge of simultaneously balancing present-day tasks with long-range planning and being able to effectively communicate that to the team. And ultimately, you are the one responsible for how well (or not) things turn out. Sound intimidating? It is! But you have some things working in your favor.
The President of the United States is the US Commander-in-Chief. So, for you military spouses, this is your spouse's highest boss.Keywords: military presidents
It's the holiday season and to me that means spending time with family and friends while reflecting on the year that was. How many had a good year? How many of you feel as if you've accomplished, overcome, loved and laughed as much as possible? There have been a few bad years in my life where I just wanted the damn thing to finish so I could start fresh with a clean slate, it's a mindset, but we all know that reality doesn't work that way. I usually judge my life in a similar way as to how we judge football coaches, “what have you done for me lately.” My year was a good one, a net-positive. So congratulations, you get “happy Chris,” or at least “less grumpy and sarcastic Chris.”
The tremendous amount of progress within the male military spouse community is one reason why 2015 was a good year. Guys, we're finally starting to get some recognition. People, businesses, and other organizations are starting to approach us and ask for our input, insight, and yes, our business. Marketers are finally recognizing that we are a demographic worth pursuing; just check out this holiday spot from Toys R Us. (I just bought 4 gift cards for my nieces from them because of this commercial.)
In 2015, Macho Spouse was approached by the Sonoran Desert Institute's School of Firearms Technology to hold the first ever “Male Military Spouse Appreciation Day” where SDI donated a full-tuition scholarship to their popular Gunsmithing certificate course. (Male military spouses are a large demographic for them.) USAA asked for our participation to help raise awareness on the importance of life insurance during “Life Insurance Awareness Month.” Yeah, I didn't know that month existed before this opportunity either, but USAA sure knows that we exist! And Marriott really knocked us off our feet when they offered several nights worth of hotel stays in return for a few reviews on their TownePlace Suites properties. TownePlace Suites made it very clear that they are interested in helping military families who are on the road, from PCSing to family vacations, TownePlace Suites wants our business! And it's not like this is some shabby hotel chain guys, their rooms are usually very spacious, clean, come with fully equiped kitchens, and hot breakfasts. I was surprised to learn how many were actuallyl located near military installations, which makes them a great temporary housing option, or vacation get-a-way. In full disclosure, I dispersed their generous offering quietly among those guys who have helped keep Macho Spouse up and running over the last few years. We don't make any money here, so when a top-notch organization such as Marriott offers us some swag, I like to spread it out amongst our volunteers first. If you want access to some of this cool stuff, contact me and be prepared to help build our community. But while I'm speaking of TownePlace Suites, you guys should check them out because they're really showing their appreciation and commitment to our military community! That goes for USAA and Sonoran Desert Institute as well, these organizations aren't just talking about supporting male military spouses, they're actually doing it. So let's not forget to return this generosity in 2016.
While I'm patting others on the back, I can't forget the amazing content NextGen Military Spouse, Military.com/SpouseBuzz, and Military Spouse delivered on behalf of male military spouses in 2015. When I started Macho Spouse in late 2011/early 2012, there was nearly nothing…nothing, written for or about us male military spouses. No blogs, no websites, no Facebook pages, no nothing. Now look at us, male spouses are popping up everywhere! (We've probably had absolutely nothing to do with this trend, but I will take full credit.) So despite terrorism, politics, war, and racial unrest, life hasn't been all bad this year. It's been good enough for me to crack a cold one, light a cigar, sit back and reflect on how far we've come and how many goals are still left to accomplish. Don't worry, I won't be consuming and driving while reflecting, Dana and I have already booked our New Year's Eve room at the San Antonio Riverwalk TownePlace Suites. Happy 2015 everyone, have a safe holiday season!
WASHINGTON, Aug. 3, 2011 – Brian Campbell knew some challenges were in store for him after he left his Navy career to follow his military wife across the country.
But what he didn't count on were the additional challenges brought on not by his status as a military spouse, but by his gender.
Buying a house can often times seem like an impossible dream for the average American. But as military family members, many people believe it's “easy” because, when eligible, we can buy a house with “no money down.” Now when you hear this what do you think? What does “no money down” mean to you? Do you relate it to buying a car where you walk into the first dealership you find, you sign some papers and then drive off in your new car? Well, for most people, this is not the case. Buying a home is a wonderful thing, but if you are going to take on the single largest debt in your life, you may want to prepare yourself, take some time, and do it right.
The Military Spouse Education Foundation (MSEF) will launch in 2013 to establish a Military Service Grant for spouses who are excluded from the Department of Defense's MyCAA program.
MSEF is founded on the belief that we are one community supporting one another regarding rank, branch, status, or educational status. After 11 years of war, our Post 9/11 era spouses deserve a program that compliments the challenges of military life rather than creates more obstacles.
Civilian male military spouses should know about Military Officers Association of America (MOAA) because it is a pretty influential organization that advocates for military officers and their families. Take a look at this description from MOAA's website:
MOAA is the nation's largest and most influential association of military officers. We are a powerful force speaking for a strong national defense and representing the interests of military officers and their families at every stage of their careers.
MERRY CHRISTMAS EVERYONE!!! We wish all our friends and families a very happy and safe holiday season!
As a military spouse, it's always good to know military ranks.Keywords: military ranks
Well it's been a while since I've contributed any meaningful content to Macho Spouse and I owe everyone an explanation. No, I haven't decided to hang it up and retireâ€¦not yet anyway, quite the opposite really. As some of you already know, last February I was named the Armed Forces Insurance Air Force Spouse of Year, as well as, the AETC (Air Education Training Command) level Joan Orr Air Force Spouse of Year. Being recognized by so many people for the work we've done building a resource for male military spouses was incredibly humbling and an absolute honor. What a great way to start the year! However, I wasn't prepared for the amount of effort and time each of those distinctions would demand. The time I normally spent creating videos and/or blog posts for Macho Spouse was dedicated to new speaking engagements, interviews, articles for other websites and publications, and even a chance to author a small portion of, Stories Around the Table, Laughter, Wisdom, and Strength in Military Life. I had multiple opportunities to speak at many Air Force functions and present Macho Spouse (along with the plight of male military spouses) to the highest levels of civilian and military leadership. Hell, the Chairman of the Joint Chiefs coined me! (To my high school counselor who 26 years ago called me a â€œflake,â€ you were wrong...so suck it.) Our message is slowly starting to gain traction and people of influence are listening, we just need to continue pushing forward. Anyway, toss in the fact that my wife deployed in March and I was working a full time job, well, there wasn't much time for anything else.
Keywords: Military Spouses Residency Relief MSRRA voting militaryspouses
Anyone can donate flight miles or hotel points to Fisher House, to support injured service members and their families during the recovery process.
November is Military Families Appreciation Month, and the 2014 Armed Forces Insurance Branch Spouses of the Year (Branch SOYs) want to help everyone, everywhere participate in thanking and honoring military families.
Americans love our military, but many people don't quite know how best to express their gratitude. As National Guard Spouse of the Year Dr. Ingrid Herrera-Yee notes, “saying "thanks" to our military families is something that many want to do, but are at a loss as to how to do it –or in the case of Guard and Reserve, how to find us!”
So the Branch SOYs created #30Ways of Thanks to help. Each day in November, the Branch SOYs will release a video with an action item that people around the country can participate in virtually or locally, individually or in groups. Participants can hash tag #30Ways so that their messages, photos, or videos are spread far and wide. Hash tags #GratefulNation and #MilFamsRock can also be added as a short-hand way to say “You are amazing, military families!” Best of all, the entire #30Ways video collection will be stored on the Branch SOYs' YouTube channel so that it can be repeated in Novembers to come, or whenever someone is looking for a way to say “thank you” to military families.
Is it possible to buy a home with no money down? If you or your spouse qualifies for a VA home loan, the answer is yes. VA home loans are a special benefit available to current and ex-members of the U.S. military only and they can save homebuyers a lot of money. Veterans and active members of the U.S. military are eligible for some of the lowest interest rates on the market but that's not the only way VA Loans save buyers money. VA Loans are also "No Money Down" home loans.
Understanding "No Money Down"
"No money down" means homebuyers don't have to provide a down payment to obtain a VA Loan. Traditional mortgages or home loans require as much as 5% to 20% of the purchase price as a down payment on a home. On a $200,000 home that is between $10,000 and $20,000 that must be provided at the closing. Saving up that much money for a down payment is a huge stumbling block for many would-be buyers. They may have the credit and income qualifications needed to obtain a home loan, but just can't come up with the down payment. Too often they end up not buying their own home or they miss out on the home they really want.
The VA Loan program changes that and makes homeownership more accessible by waiving the down payment requirement. VA Loan mortgage lenders are willing to forego this requirement because VA Loans are backed by the U.S. Government. This minimizes the risk to lenders if a buyer defaults, which is one of the primary reasons down payments are typically required.
I am an Army husband and I have been having a great deal of issues dealing with my wife's deployment. She left back in December right before Christmas and she will be back sometime in the fall. This time apart has been very difficult as the communication we are having is very limited for many reasons. My wife has found a new life over there and has been sucked in by the Army life and other events that are available for her, to the point that I feel like I am no longer a priority or part of her life. Sometimes I feel that she feels obligated to call me because I ask her to. I am alone in this town, without any kids or family, and the few friends we have either PCS or left the Army.
I have been looking for support groups or events organized by the Armed Forces but it is a bit frustrating when I attend the events for families/spouses as they are all targeted towards wives/children and I have not been very welcomed in that type of environment or at least that is how I felt.
In regards to employment, I have been looking for employment since we were stationed here in CO and it has been impossible. I have been rejected by so many companies for one reason or another that it is affecting me and my marriage to the point of "divorce talk"
One of the patterns I have noticed is that, although people claim to "love the military" and "thank our service members" they are not very inclined to hire a military spouse. The perception about military spouses is, first they are a woman, with children and no professional background I think. The companies that look at my resume are impressed as I hold an MBA, I have over 17 years of experience in Supply Chain Management, Healthcare, leadership and technology, but once they find out I am a military husband they lose interest and hang up the phone. Companies do not want to take the "risk" of hiring a talented worker while their spouse is in the Armed Forces. I understand the investment and logistical effort needed to process the hiring of a new employee, but I also think that military spouses should have some type of consideration by employers. A military spouse will be with the company for as long as they are stationed in one place as, I believe, a military spouse understands how difficult it is to get a job in our circumstances. I have been rejected by many companies several times because I am "overqualified" for every job in COS. Not even Target will take me for a floor job.
I did not qualify for the Priority Placement Program for a technicality which, to me, is absurd. The orders my wife received were issued before our wedding, so I was not able to get any assistance from anyone at the US Army. I know this will not happen when the new PCS orders are released but there might not be a "next PCS" for me as this situation has had a terrible impact in our marriage.
I am not sure what is going to happen once my wife gets back from deployment in the fall, as we are going through a really bad period and things are not looking promising during future deployments and potential TDYs.
I forgot to mentioned, I am a Cancer survivor and that has had a big impact in my life both emotionally and mentally, and that has made it even more difficult by being alone here and not having great communication with my wife.
I just wanted to vent here… thank you for listening/reading
What's up fellas. Been dating my girlfriend for 7 months and she just graduated BMT. We met during her process of joining the air force so it was no suprise for me. We both know we want to be together and plan on a long life together. Crazy I know after only 7 months. But when you know you just know. Anyways ive been in forums on other sites and ive repeatedly been told to look for another gf. As the DoD says we only have a ten percent chance of staying together. How do I go about assuring a lasting relationship with the girl of my dreams who also happens to be in the air force?
Well, I'm new to the military game but I'm not at the same time. I come from a family with a pretty solid military background (both grandfathers and scattered uncles served) including my brother and sister both serving in the Air Force. I didn't join due to an athletic scholarship I received for football that I pissed down my leg. Recently married my wife after dating for a year. She's in the Army Reserve and is being deployed. Not too worried about my career as I recently started my own business in Fargo, which worked out since she got moved to that unit when they selected her from their sister unit in Sioux Falls. Not going to lie, the military life frustrates me on a lot of levels. I'm the type of person who when a plan is set that's the plan damn it, and I'm just starting to adjust myself to the reality (well that's what it feels like) that I should assume what I'm told will be longer or different than what I'm initially told. Which drives me crazy coming from the civilian world, where when you are told something that's what's going to happen generally speaking. I get wildly frustrated because it feels like I keep getting what I call "soft sold", or basically being told something to make it seem better/easier than it is. She even does it all the time, even when we argue about it with time gone, training time at other bases, ect. I've learned to not say anything about it anymore because I know my frustration certainly doesn't help her, but I know bottling it up turns me into a pressure cooker, especially when I'm starting a business at the same time this is happening doubling up the stress. I handle being told right away what's going to happen much better than told its this amount (I.E. months) rather than its this, now this, and now this with this. Drives me nuts. The other thing that is hard to swallow honestly is that she's still at pre mob (mobe? Mobilization) and already rumors are swirling about the women and men enough that the commander has said something to them. I trust her, but at the same time it's a difficult thing to swallow. I can definitely say I'm very excited to find this website after a month or so of feeling like I would just keep myself isolated the whole time. Just kinda feel that all the other spousal stuff is going to be almost strictly women and to be honest I would feel very uncomfortable in that setting and the last thing I feel I would do is to talk about my frustrations to a bunch of women (as cheovanistic as that sounds). It's even more difficult with just moving to an area where I don't know anybody and the only time off I have is either spent with my daughter (previous relationship) or doesn't start till 11pm limiting me to meeting new friends at a bar, which I'm not terribly keen on. Sorry for vomiting my concerns all at once. Thank you for putting this board together! It is very exciting to find a place for male spouses!
Hello, we have just been stationed here on Hawaii and let me tell you, it is beautiful here, however with a 6 year old and 2 year old the beauty can really be lost through all of the frustration and exhaustion.
First let me say that my name is Jasper Williams. Being a Military spouse is not new to me because I have been with my wife since before she enlisted almost 11 years ago, so I am used to it, however I have always been a working man and we have usually gotten daycare for the children so I was never home as much as I am now.
Since we got the orders I have had to leave my Job with the state of Texas, where I worked as a Child Protective Services investigator. I really enjoyed my job, not because the work was enjoyable, but because I was making a difference in children's lives.
I believe that my experience working with children has given me the patience needed to deal with my two boys but, I miss having male friends to interact with and watch the games sometimes. If there is anyone in my area please let me know...I am a fun big black guy who enjoys a good time.
Anyone heading to DC for a PCS should know this. I just wanted to share and help anyone out there.
My wife got orders to the National Capital Region. I immediately started looking into colleges once we got the orders. I applied and got into University of Maryland. We ended up moving to Bethesda in Maryland. Going into the area blind I found that Bethesda looked to be a good safe neighborhood. (Which it is if anyone is looking for neighborhoods). But after a year in Bethesda, our small townhouse with zero outdoor space wasn't working out for my toddler and lab. So we decided to move south to Virginia. Cost of living is lower and we were able to rent a house with a yard.
Little did we know moving across the state line I lost my in-state tuition rate. I thought with my wife being active duty the spouse will receive in-state tuition no matter where we lived. If you read the fine print you will only receive in-state tuition rates if you reside in that state. The active duty member doesn't have to be stationed in that state. That was something I overlooked.
Luckily I am getting around this by a Maryland law. Maryland will give any honorably discharged veteran in-state tuition rates no matter what your state residency is so long as you are residing in the state. So I am renting a room and keeping that address as my permanent address.
I don't know if Virginia and DC have similar laws for veterans. This is an unusual problem that most military families wont run into unless you are stationed on the boarder of different states.
Hope this helps someone out there
Hello, My Fiance left to Lackland for Basic training today. And i have never had to go any long stretch of time without having communication available to us both. So i have no idea how to really keep in touch with her, and i was hoping someone with more experience could help? i have already wrote her a letter and i plan to write more everyday to her,( 1 letter a day) but i would love to hear any more methods that are tried and true. also, if anyone could better explain when me and my Fiance can finally get married, that will be greattly appreciated. thank you