Marine to SAHD: Transitions

Marine to SAHD: Transitions

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Image: – – Macho Spouse

 

AndrewWebPic copy.jpgWhere has the time gone? It seems like yesterday I became a stay-at-home-dad (SAHD) and was asking for help and opinions on everything. I have to say “thank you” to everyone who helped me with this big transition. And speaking of transitions, this one is complete...I am now a SAHD and proud of it! I can now rock a puke-stained jacket, diaper bags, and car seats with pink bows on them with no problem. My days of being a Marine are in the past, I will always love the Corps, but now I have a greater love...my girls.


Like any good Marine, I've fused both worlds together to create a schedule that allows me to get stuff done around the house while my girls attend physical therapy. I actually had to get a white board calendar to help remind me about all our appointments. During the day, this gives me some time for myself...not a lot, but enough. I can say that my transition from Marine to SAHD has mostly been a success because of my ability to keep to this schedule and the support of my wife.

This lifestyle has not been as boring as I thought it would be. The girls have kept me on my toes when it comes to house work, food, and especially the laundry.

My schedule has helped a bunch, but there are a few things that have been problematic. One is that if I need/want to go somewhere, I must pack for at least four hours just in case I'm out when it's feeding time. The second problem has been getting everything packed into the truck within 30 minutes, not possible...I have tried and tried. So now we have to add 30 minutes to our schedule just to pack the car (including the girls) if we want to go out. Quick trips to get meals are a thing of the past. So the transition to SAHD may be complete, but I now face a whole new set of challenges.

Throughout this process, I hope to share my insight on having multiples and hopefully I can still learn a thing or two from the other dads out there. Like, how to pack the vehicle in less than 30 minutes. 

Andrew “Fergie” Ferguson

 

Andrew "Fergie" Ferguson is a disabled Marine Veteran, male military spouse and Stay-At-Home-Dad (SAHD), sharing his progression from Marine to SAHD and giving back to new dads like himself, mostly with multiples.

See also...

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Contractor vs Employee

employee-contractor-300x270.jpgSo, you have a job offer and the employer offers you employment as either an independent contractor or an employee. You figure that since your wife is in the military, you don't need the insurance and your paycheck will be bigger without all that withholding taken out.

Life as a 1099'er

Ready to take that 1099? Not so fast. You might be in for a big shock at the end of the year. Here is a list of some of the hits you'll take.

• All the income taxes for each taxing entity will be due every quarter after your first year in business. A total of 90 percent must be paid by April 15 of the following year or there will be a penalty.

• You will have to pay the entire Social Security tax. That amounts to 15.3 percent on your first $113,700 and 2.9 percent over that amount. Employees get half that amount paid by their employer automatically. However, as a self-employed individual, you may deduct the half that an employer would have contributed.

• Independent contractors are not covered by non-discrimination laws, wage and hour protection, unemployment insurance, or pension and benefit protections that “real” employees receive.

• If you drive or run other equipment for the business that pays you, you won't be covered by the employer's insurance policy. Guess who that leaves?

What Makes an Employee

The basic issue in deciding whether a person is an employee or an independent contractor is the business's control over the work of the person. This sounds like a simple matter, but courts constantly are deluged with arguments about this issue.

If you're told when to come to work; if you don't provide your own equipment or supplies; and if you are paid in set increments such as hours or piecework, you are an employee, period. If they train you, you are an employee. The courts have made clear that just because the employer doesn't decide to use control, doesn't mean you are then an independent contractor. The crux of the matter is whether they have the right to do so. Read the IRS publication about the issue of contractors vs employees.

Making the Right Decision

Before you make any decisions, take some time to investigate and consider which category works best for you and your family. If you are leaning toward becoming an independent contractor, make sure you're prepared to save enough to cover your tax expenses and any additional costs like liability insurance.

Consider incorporating as a LLC to protect yourself and give you additional tax protection. It's a good idea to get the help of a paralegal, lawyer and tax specialist.

If you are considering becoming self-employed, be certain to read the IRS Bulletin Understanding Employment Taxes. This is a simple document that explains what the requirements are in everyday language.

This post was sponsored by the School of Firearms Technology from the Sonoran Desert Institute.

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Being Dad

EverettDaughter.jpgNever really thought about that word “dad” until I became one; however, I focus more on it now than ever before. I find that the word “dad” means more to me today because my own father wasn't there for me when I was growing up, and he's still not around, not even for his own granddaughter. Yes, the word “dad” means more to me now than ever. My ability to be a good father comes from more than one source, and the fact that I choose not to be like my old man is a great motivator. My dad left by way of divorce when I was just seven. There was no custody battle and he was given every opportunity to see his children. Yet he still chose not to be around.



 

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