USAA is cutting the rates on their new life insurance policies. Let me explain why in less than 1800 2000 words but its all good.

Ive learned a lot about insurance over the last 30 years, and its a necessary evil. We buy it to help ourselves (and our families) recover from disasters, and we only keep it as long as we need it.

Everyone knows a story about someone who was devastated by a personal catastrophe which destroyed their finances.

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