Male Military Spouses Create Their Own Support Networks

Male Military Spouses Create Their Own Support Networks

image for Male Military Spouses Create Their Own Support Networks

Image: – – Macho Spouse

 

logo_machospouse-245x150.pngMale military spouses continue to attract more attention from the media.  In this article, Wayne Perry of MANning the Homefront and Chris Pape of Macho Spouse, share why they decided to start organizations specifically designed to help male military spouses and their families.  This was initially published in the Journal Inquirer (Connecticut) by Kristen Tsetsi, who also authored the novel Pretty Much True..., the at-home war story inspired by her husband's 2003 deployment to Iraq.

We may be a little biassed, but we think it's a great read.  Thank you Kristen and the Journal for taking an interest in male military spouses!

You can read the article here.


See also...

image for Contractor vs Employee

Contractor vs Employee

employee-contractor-300x270.jpgSo, you have a job offer and the employer offers you employment as either an independent contractor or an employee. You figure that since your wife is in the military, you don't need the insurance and your paycheck will be bigger without all that withholding taken out.

Life as a 1099'er

Ready to take that 1099? Not so fast. You might be in for a big shock at the end of the year. Here is a list of some of the hits you'll take.

• All the income taxes for each taxing entity will be due every quarter after your first year in business. A total of 90 percent must be paid by April 15 of the following year or there will be a penalty.

• You will have to pay the entire Social Security tax. That amounts to 15.3 percent on your first $113,700 and 2.9 percent over that amount. Employees get half that amount paid by their employer automatically. However, as a self-employed individual, you may deduct the half that an employer would have contributed.

• Independent contractors are not covered by non-discrimination laws, wage and hour protection, unemployment insurance, or pension and benefit protections that “real” employees receive.

• If you drive or run other equipment for the business that pays you, you won't be covered by the employer's insurance policy. Guess who that leaves?

What Makes an Employee

The basic issue in deciding whether a person is an employee or an independent contractor is the business's control over the work of the person. This sounds like a simple matter, but courts constantly are deluged with arguments about this issue.

If you're told when to come to work; if you don't provide your own equipment or supplies; and if you are paid in set increments such as hours or piecework, you are an employee, period. If they train you, you are an employee. The courts have made clear that just because the employer doesn't decide to use control, doesn't mean you are then an independent contractor. The crux of the matter is whether they have the right to do so. Read the IRS publication about the issue of contractors vs employees.

Making the Right Decision

Before you make any decisions, take some time to investigate and consider which category works best for you and your family. If you are leaning toward becoming an independent contractor, make sure you're prepared to save enough to cover your tax expenses and any additional costs like liability insurance.

Consider incorporating as a LLC to protect yourself and give you additional tax protection. It's a good idea to get the help of a paralegal, lawyer and tax specialist.

If you are considering becoming self-employed, be certain to read the IRS Bulletin Understanding Employment Taxes. This is a simple document that explains what the requirements are in everyday language.

This post was sponsored by the School of Firearms Technology from the Sonoran Desert Institute.

image for When Homecoming is Not So Happy

When Homecoming is Not So Happy

Homecoming is great! Your spouse is finally coming home after a military deployment. You are finally going to be together again after spending so much time apart. But it is possible that the homecoming experience might not be so happy.
 
Military deployments present different situations which will affect families differently. The separation of the active duty military member from family can be a tough experience. The homecoming experience can be a tough one, too. But here are a few Tips Everyone Can Use To Welcome A Military Member Home.


 

Comments


Got something to say? Sign up or login to participate in the conversation.