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2017 Military Family Support Programming Survey
Image: – Voice your concerns about family support programs you rely on most and what your needs are. – Macho Spouse
Here is a great opportunity to voice your concerns...or not. These surveys are very important for future generations of military families!
Survey open October 9th - November 12th
Voice your concerns about family support programs you rely on most and what your needs are.
Whatever your Winter Holiday tradition, now is the time when many cultures have historically livened up the dark days of winter (in the Northern Hemisphere) with celebrations of community, charity, and gift-giving*. Going into debt, however, should not be a part of your tradition.
How much should you spend on Christmas?
I'm big on using percentages when budgeting. Except for the really, really poor or really, really rich, it makes sense to me that if Martha gets paid 50% more than George, then Martha can spend 50% more than George. That generally goes for housing, cars, or Christmas presents. In other words, don't try to “keep up with the Joneses,” especially if you get paid less than the Joneses. That's the idea behind the 60% Budget: keep regular, monthly expenses down to 60% of your gross income, so you can save 10% each towards retirement, long-term savings, and short-term savings; the last 10% is 'fun money' for Starbucks, beer, wine, pizza, McDonald's, toys, etc. Ideally throughout the year you've saved up enough in your short-term savings to pay for Christmas, even after you've paid for oil changes, shoes for the kids, and a trip to the beach over the summer.
For guys, staying at home with the kids can be unchartered territory. I think every stay at home dad approaches his role differently, and he conducts a lot of discovery learning to figure out what works best for him and his family. For this reason, I comprised a list of key points to advise fathers who are stepping into the role of "Mr. Mom." Although every family is different, I have to imagine seasoned stay at home dads will find my list relevant and in the ballpark of what to expect. If someone had given me a list like this nine years ago, it would have been helpful. Feel free to share your experiences and add some points that I didn't include to this discussion: