Military Time

Military Time

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Image: – – Macho Spouse

 

Military TimeOkay, so I'm teaching my 7-year-old daughter how to tell time and move around the clock with ease. She starts counting hours on her fingers to answer some of the worksheet problems and she counts, "...10, 11, 12, 13, 14, 15..." I'm thinking she's way ahead of the game, if her school uses military time.

Probably, most clocks you've seen only go up to 12 hours. The military uses a 24-hour clock and it's probably a good idea to get to know it.

Why Learn?

So you know when happy hour is. It's also best to be on the same time as your wife. This will save you from many, many arguments.


“Military Time, also known as 24-hour time, is actually an easy one and I learned this trick many years ago as a military brat.  We have all heard things like “Chow is at 1800,” well what is 1800? In regular time its 6pm.  It works like this; Midnight or 12am is 0000 and then each hour after that you add an hour.  Now when you go past midday (noon) it gets a little tricky because the next hour is 1300 for 1pm then 1400 for 2pm, etc.  The best thing I was told and a kid was to add or subtract 12. So if you are told that Revile is at 1730, subtract 12 and you now know it's at 530pm.  Now if you're having a cookout and want some friends over at 2pm, add 12 and let them know it starts at 1400.”
-  Patrick Donaldson / Navy Spouse

Patrick has some good advice, but I have always found it easier to pick and memorize a P.M. number and then add/subtract from that.  For example, I memorized that 4PM is 1600 so if
someone (my wife) told me to be somewhere by 1800 (knowing that 1600 is 4:00) I would just add 2 hours to 4PM.  Everyone is going to learn differently, the important thing for your sanity is that you learn.

Military time image

See also...

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Contractor vs Employee

employee-contractor-300x270.jpgSo, you have a job offer and the employer offers you employment as either an independent contractor or an employee. You figure that since your wife is in the military, you don't need the insurance and your paycheck will be bigger without all that withholding taken out.

Life as a 1099'er

Ready to take that 1099? Not so fast. You might be in for a big shock at the end of the year. Here is a list of some of the hits you'll take.

• All the income taxes for each taxing entity will be due every quarter after your first year in business. A total of 90 percent must be paid by April 15 of the following year or there will be a penalty.

• You will have to pay the entire Social Security tax. That amounts to 15.3 percent on your first $113,700 and 2.9 percent over that amount. Employees get half that amount paid by their employer automatically. However, as a self-employed individual, you may deduct the half that an employer would have contributed.

• Independent contractors are not covered by non-discrimination laws, wage and hour protection, unemployment insurance, or pension and benefit protections that “real” employees receive.

• If you drive or run other equipment for the business that pays you, you won't be covered by the employer's insurance policy. Guess who that leaves?

What Makes an Employee

The basic issue in deciding whether a person is an employee or an independent contractor is the business's control over the work of the person. This sounds like a simple matter, but courts constantly are deluged with arguments about this issue.

If you're told when to come to work; if you don't provide your own equipment or supplies; and if you are paid in set increments such as hours or piecework, you are an employee, period. If they train you, you are an employee. The courts have made clear that just because the employer doesn't decide to use control, doesn't mean you are then an independent contractor. The crux of the matter is whether they have the right to do so. Read the IRS publication about the issue of contractors vs employees.

Making the Right Decision

Before you make any decisions, take some time to investigate and consider which category works best for you and your family. If you are leaning toward becoming an independent contractor, make sure you're prepared to save enough to cover your tax expenses and any additional costs like liability insurance.

Consider incorporating as a LLC to protect yourself and give you additional tax protection. It's a good idea to get the help of a paralegal, lawyer and tax specialist.

If you are considering becoming self-employed, be certain to read the IRS Bulletin Understanding Employment Taxes. This is a simple document that explains what the requirements are in everyday language.

This post was sponsored by the School of Firearms Technology from the Sonoran Desert Institute.

image for 30 Ways of Thanks Day #20

30 Ways of Thanks Day #20

30Still.jpgFamily Readiness Groups (FRGs) are composed of volunteers, often military spouses, who take care of military families at particular installations, and especially during deployments. Community volunteers and local support for FRG activities are always greatly appreciated.

November is Military Families Appreciation Month, and the 2014 Armed Forces Insurance Branch Spouses of the Year (Branch SOYs) want to help everyone, everywhere participate in thanking and honoring military families.

Americans love our military, but many people don't quite know how best to express their gratitude. As National Guard Spouse of the Year Dr. Ingrid Herrera-Yee notes, “saying "thanks" to our military families is something that many want to do, but are at a loss as to how to do it –or in the case of Guard and Reserve, how to find us!”

So the Branch SOYs created #30Ways of Thanks to help. Each day in November, the Branch SOYs will release a video with an action item that people around the country can participate in virtually or locally, individually or in groups. Participants can hash tag #30Ways so that their messages, photos, or videos are spread far and wide. Hash tags #GratefulNation and #MilFamsRock can also be added as a short-hand way to say “You are amazing, military families!” Best of all, the entire #30Ways video collection will be stored on the Branch SOYs' YouTube channel so that it can be repeated in Novembers to come, or whenever someone is looking for a way to say “thank you” to military families.



 

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