Incoming - Helping New Neighbors

Incoming - Helping New Neighbors

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Image: – – Macho Spouse


PattMSShirt_edited.jpgHow do you help new neighbors that have just PCS'd into your area, when you hate the area you live in? 

Now I'm not saying I hate my current base, I'm saying I really really don't like the Washington DC, Northern Virgina, Maryland area, also known locally as "The DMV."

This thought popped into my mind about a week ago, just after we met our new neighbors picking up keys to their new house.  They seem like a nice family and had just pcs'd back from Korea to work at the Pentagon. As we were talking they started asking a bunch of questions about the area, and me being one not to hold back, I told them how I felt...

This area sucks!!! 

They were a little taken back with my honesty, and I'm sure that after a few weeks they will understand why I feel this way. I'm not sure if I should've sugar coated my response and explained to them why I feel this way. I hope they don't think I'm a weirdo and keep their distance now, because they seemed like a great family.

So my question to you all, and I would love to hear your thoughts, Do you sugar coat or tell it how it is?

Please comment or head over to the Forums and start a discussion. 


See also...

image for What Does

What Does 'No Money Down' Really Cost?

FlagHouse.jpgIs it possible to buy a home with no money down? If you or your spouse qualifies for a VA home loan, the answer is yes. VA home loans are a special benefit available to current and ex-members of the U.S. military only and they can save homebuyers a lot of money. Veterans and active members of the U.S. military are eligible for some of the lowest interest rates on the market but that's not the only way VA Loans save buyers money. VA Loans are also "No Money Down" home loans.

Understanding "No Money Down"

"No money down" means homebuyers don't have to provide a down payment to obtain a VA Loan. Traditional mortgages or home loans require as much as 5% to 20% of the purchase price as a down payment on a home. On a $200,000 home that is between $10,000 and $20,000 that must be provided at the closing. Saving up that much money for a down payment is a huge stumbling block for many would-be buyers. They may have the credit and income qualifications needed to obtain a home loan, but just can't come up with the down payment. Too often they end up not buying their own home or they miss out on the home they really want.

The VA Loan program changes that and makes homeownership more accessible by waiving the down payment requirement. VA Loan mortgage lenders are willing to forego this requirement because VA Loans are backed by the U.S. Government. This minimizes the risk to lenders if a buyer defaults, which is one of the primary reasons down payments are typically required.

image for Macho Money Definitions - What Is A Bond?

Macho Money Definitions - What Is A Bond?

vid_whatisbond.jpgWhat is a “bond?” No, not a secret agent from England, but an investment tool used to grow wealth.  According to the Wall Street Journal, bonds are a form of debt. Bonds are loans, or IOUs, but you serve as the bank.  You loan your money to a company, a city, the government – and they promise to pay you back in full, with regular interest payments.

Pretty understandable, but for greater detail and examples, click on the video and listen to Scott Halliwell from USAA explain.



What People Are Saying

  1. Taurus - 2 years and 3 months ago

    I grew up in SE, DC, and I rally, really did not like the DMV area. I don't say much, but I tell it like it is. When asked, I explain my opinions. When it comes to PCS families, I try to be helpful as I can. No need to sugar coat anything.

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