This is an oldie, but a goodie video highlighting the impressive work being done at MSCCN (Military Spouse Corporate Career Network) and CASY (Corporate America Supports You). It's a little long, but we think this is a must-see video for any male military spouse in need of career support. Deb Kloeppel, CEO MSCCN, explains why her organization is male military spouse friendly and offers an opportunity for us guys to create and sit on male spouse specific career advisrory committee at MSCCN.
Interview from: Cory Livingston, Foday Kanu, Jason Bergman, Jeremy Hilton, Chris Pape, and Deb Kloeppel
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My mom was looking to make a holiday donation to a trustworthy non-profit organization that supports military families, but she had no idea where to give. I told her about this medium-sized non-profit doing great work putting military spouses and veterans to work, I believe they've placed about 7,000 veterans and spouses in 2015 (maybe more/less, I don't have access to the up-to-date numbers).
Unfortunately it's a fact that not every non-profit organization spends their money wisely, many pay for bloated salaries, bloated leases, and bloated bonuses before actually helping the military family. CASY and MSCCN have busted their asses to keep their overhead low while spending most of their money/effort on finding jobs for every one of their applicants. I believe they spend $.93 of every dollar on their mission...impressive! But don't take my word for it, watch this video and learn more about these great people doing great things. Then decide on whether you can trust them with your donation.
So, you have a job offer and the employer offers you employment as either an independent contractor or an employee. You figure that since your wife is in the military, you don't need the insurance and your paycheck will be bigger without all that withholding taken out.
Life as a 1099'er
Ready to take that 1099? Not so fast. You might be in for a big shock at the end of the year. Here is a list of some of the hits you'll take.
• All the income taxes for each taxing entity will be due every quarter after your first year in business. A total of 90 percent must be paid by April 15 of the following year or there will be a penalty.
• You will have to pay the entire Social Security tax. That amounts to 15.3 percent on your first $113,700 and 2.9 percent over that amount. Employees get half that amount paid by their employer automatically. However, as a self-employed individual, you may deduct the half that an employer would have contributed.
• Independent contractors are not covered by non-discrimination laws, wage and hour protection, unemployment insurance, or pension and benefit protections that “real” employees receive.
• If you drive or run other equipment for the business that pays you, you won't be covered by the employer's insurance policy. Guess who that leaves?
What Makes an Employee
The basic issue in deciding whether a person is an employee or an independent contractor is the business's control over the work of the person. This sounds like a simple matter, but courts constantly are deluged with arguments about this issue.
If you're told when to come to work; if you don't provide your own equipment or supplies; and if you are paid in set increments such as hours or piecework, you are an employee, period. If they train you, you are an employee. The courts have made clear that just because the employer doesn't decide to use control, doesn't mean you are then an independent contractor. The crux of the matter is whether they have the right to do so. Read the IRS publication about the issue of contractors vs employees.
Making the Right Decision
Before you make any decisions, take some time to investigate and consider which category works best for you and your family. If you are leaning toward becoming an independent contractor, make sure you're prepared to save enough to cover your tax expenses and any additional costs like liability insurance.
Consider incorporating as a LLC to protect yourself and give you additional tax protection. It's a good idea to get the help of a paralegal, lawyer and tax specialist.
If you are considering becoming self-employed, be certain to read the IRS Bulletin Understanding Employment Taxes. This is a simple document that explains what the requirements are in everyday language.
This post was sponsored by the School of Firearms Technology from the Sonoran Desert Institute.
1187 Views | 54 Likes
Job hunters know LinkedIn as the social network that caters primarily to job seekers and recruiters. Users create professional profiles and highlight job experience, internships and educational achievements. Yet there is more to leveraging the power of LinkedIn than merely creating a profile.
Be short and to the point. Make it easy for recruiters and potential employers to scan your background by providing a summary that features keywords. Leave out anecdotes. Instead, focus on highlights and achievements that are of interest to someone looking to hire you for your desired position. If you are at a loss for words and phrases, look at the job descriptions recruiters currently use to advertise available positions. Use some of these same keyword phrases.
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Have you ever thought of a career in Gunsmithing?
America is a country built on traditions, and firearm ownership is a tradition that has been with us since the beginning. More than a third of Americans report having a firearm in their house, or on their property.
The firearms industry has seen a massive increase in sales in recent years. 2012 set a record for the highest recorded number of sales in a given year, and 2013 even broke that record. With CNN reporting record-breaking Black Friday gun sales in 2014 â€“ over three a second for a total of over 175,000 on that single day â€“ the firearms industry shows little indication of slowing down.
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We were looking around and found this advice at Mr.Dad.com and thought we would shar with you. It certainly is a career field that is, parden the pun, very mobile.
Let's face it, the best career involving four wheels and an engine block is a race car driver or a big shot engineer. But if you don't have Speed Racer driving skills or a Henry Ford brain, plenty of unique and fun automotive careers are still abound. You just have to know what you're looking for.
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You know, I started Macho Spouse because I couldn't find a job in my career field during our last PCS. Most of us military spouses have probably gone through similar depressing job-searches. But after two years of unemployment, here I am, back in the job market and gainfully employed. This time, however, I have a whole new appreciation for what it takes to land that next job. The following is a short list of what I learned during my latest employment drought.
The first thing every military spouse needs when planning his or her career is patience. Patience, patience, patience. We must understand that our career trajectories won't be as quick, or logical as our civilian counterparts. And that's OK. As long as we understand where we want to be at the end of our working life, taking a step backwards now and then isn't a big deal as long as it moves us further forward down the line. Remember, our life situations can change rapidly, so we don't have to find that “perfect” job today since we probably won't be able to keep it anyway. Focus on building your resume so that when your spouse does decide to retire, you will have a great resume and lot's of experience to land that “perfect”job.
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Article by Craig Gilman, Faculty Member at American Military University
Joining the military means a life of training exercises and deployments away from home, not to mention periodic transfers with little choice of duty stations that can be found in countries half a world away. What comes with all that is a career, even if only for a few years, that provides opportunities for personal growth and satisfaction, professional challenge and reward, career development, and leadership opportunities that build a stronger resume.
Becoming a military spouse is a different story. In addition to the unpredictability of the military lifestyle and, often, the additional responsibility of being the de facto head-of-household and primary parental role model during deployments, there is no guarantee of a meaningful career or even temporary job to help pay the bills. Military spouses who want a professional career face high hurdles.
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Hey guys, have you taken this survey yet? Stuff like this is important because it may help you find work in the future, as well as, future generations of military spouses!
The Military Officers Association of America (MOAA), a non-profit organization that advocates for military personnel and their families, is teaming up with Syracuse University's Institute for Veterans and Military Families (IVMF) to launch the Military Spouse Employment Survey.
Military spouses face many challenges to both employment and career advancement as a result of the military lifestyle. This imperative study will look at the employment pattern of all military spouses, especially related to their long-term career trajectories. We encourage all active duty, National Guard, reserve, veteran, and surviving spouses who are 18 years and older to participate by sharing their stories, experiences and lessons learned.
According to the 2010 Department of Defense Manpower Data Center (DMDC), there are approximately 725,877 spouses of Active Duty service members and approximately 413,295 spouses of Reserve and Guard members. In addition, it is estimated that there are more than 15 million veterans' spouses in the United States and over 5.8 million surviving spouses. By adding their voice, we can build a stronger foundation for military spouses' professional needs, identify any barriers to career development and share their stories with government officials, state, and federal policy makers in order to overcome obstacles and improve the quality of life for our service members and their families.
The Military Spouse Employment Survey will open on September 16, 2013 and remain open for 30 days. This survey is completely anonymous, for research purposes and therefore completely voluntary. The survey will take approximately 30 minutes to complete.
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In Gear was started by Career Minded Military Spouses for Career Minded Military Spouses. We operate on the principle that in every location and in every occupation, Military Spouses will always seek opportunities to help each other find and pursue fulfilling employment.
We seek to build community, expand professional networks, share resources and learn from each other. We expand the impact of existing government programs by addressing the specific needs of spouses whose professional career trajectories are interrupted by frequent moves and deployments. We target professional employment and career progression NOT just job placement.