Before We Invest

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Before We Invest

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vid_beforeinvest.jpgMacho Money Investing 101 is a video series based on the fundamentals of investing. These videos will discuss many different types of investment accounts, some basic investment philosophies, and offer advice on how to find the right financial planner to fit your needs. Investing is a risk we take to build financial wealth, and even though the level of risk varies from one military family and investment to another, there will always be an opportunity to lose money. Anyone remember 2008? So before we begin investing our hard-earned cash, we really should have our basic life needs covered just in case something goes wrong. In this video, Certified Financial Planners, Scott Halliwell and JJ Montanaro, discuss what anyone's first steps to investing should look like.  Wrestling with the idea of cutting money from your budget to build a savings account?  Below is some great advice from both JJ and Scott on why it's important to have some cash readily available in a savings account.

"Bad things don't just happen to bad people, they happen to all people. And when those things involve money, one of the best ways keep them from burying you in debt is to have money in the bank. Granted, you won't earn much on your savings in this interest rate environment but that doesn't matter. These aren't your 'get rich' dollars, they're your 'don't get poor' dollars." - Scott Halliwell, USAA Certifified Financial Planner.

“Occasionally, there are times when we all need a little breathing room. Whether it's some time away from work, a weekend away with our spouse, or from a financial perspective a cash cushion to insulate us from the unexpected. By saving on a consistent basis, you can create that cash cushion.” - JJ Montanaro, USAA Certified Financial Planner.

See also...

image for 2013 Macho Spouse of the Year

2013 Macho Spouse of the Year

The 1st Annual Macho Spouse of the Year title was awarded to Ricky Potts on May 25, 2013.  Ricky's wife is an active Army National Guard, they've been married for over 11 years, and currently live in Georgia.  Ricky will receive a Macho Spouse t-shirt, 6-pack of beer, a cigar, and an awesome Pampered Chef grill set provided by Shelley Huber (look her up on Facebook for all your Pampered Chef needs).

image for What is No Shave Movember?

What is No Shave Movember?

I learned about Movember from John Aldrich, AVP, Military Relations at American Military University via his post Get In The Game

Movember, the grass roots movement to raise awareness about men's health issues is nearly complete, and for those of you who are growing a mustache to show support for the cause, I salute you. For those who didn't participate or weren't aware of Movember, there is always next November.

After checking out what it was about, I started last November 2016 and continued without shaving (or cutting my hair) up until September 2017.

Since then, I have gained a better understanding of the movement and become more intentional about  my health, fitness and wellness.



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